Septic Systems

The ISTS Loan (Individual Sewage Treatment System) Program will be used to repair or replace existing septic systems in Cass, Crow Wing, Morrison, Todd and Wadena counties.  Loans at a rate of 3% will be provided to qualified property owners.  The Minnesota Department of Agriculture has allocated funds to these counties to finance loans.  NCEDA will administer these funds.
Apply for the ISTS Loan Online

Information and Application Procedure

Download the Septic and Well Water Application

AgBMP Form

Lending Brochure

Call Sandy Voigt at 218-894-3233 x 2 or email for any questions you may have on how to qualify for the program.